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What if the only thing standing between you and financial freedom is a question you’ve never asked yourself? From Jersey City streets to Wall Street success, CFP® Manuel Ruiz discovered the psychology behind why 70% of wealthy families lose everything by the second generation and the three simple questions that can prevent it. Why Not Me?reveals the revolutionary “Four Seasons of Wealth” approach that transforms how you think about money, how to build wealth, and how to create a legacy that lasts. Your financial breakthrough starts with changing your questions.

What if the only thing standing between you and financial freedom is a question you’ve never asked yourself? From Jersey City streets to Wall Street success, CFP® Manuel Ruiz discovered the psychology behind why 70% of wealthy families lose everything by the second generation and the three simple questions that can prevent it. Why Not Me?reveals the revolutionary “Four Seasons of Wealth” approach that transforms how you think about money, how to build wealth, and how to create a legacy that lasts. Your financial breakthrough starts with changing your questions.